Tenants pay by Orange Money, MTN MoMo, Wave or bank card. Bailor Pro confirms the payment, marks the invoice paid and sends the rent receipt. Your choice: confirm payments yourself, or let Bailor handle everything.
Three ways to receive your rent
1ManualTenants pay to your number, you confirm in Bailor Pro.No transaction fees2AutomaticTenants pay in the Bailor app; everything is confirmed and paid out without you.≈ 3% fees3Bank transferFrom 50 units: one grouped transfer, on the schedule you set.Large portfoliosCollecting rent is more than receiving money. It takes four steps, from the tenant's payment to the rent receipt. Bailor Pro handles some or all of them.
The tenant sends the rent by Mobile Money, by card or in cash.
The right amount, from the right tenant, for the right unit and month.
The rent is settled, or partly paid with the balance due shown.
A receipt for every payment, the rent receipt once the period is settled.
Two paths, one result: rent received, an up-to-date invoice and a rent receipt sent to the tenant.
Keep your habits: the tenant pays you as they do today. Bailor Pro replaces the notebook and the text messages you used to match by hand.
Best if
The limit: confirming stays a manual task. With many units, that means as many checks every month.
The tenant pays from the Bailor app. The payment is checked, matched to their invoice and paid out, with no action on your side.
As soon as a rent is paid, it heads to your Orange Money, MTN MoMo or Wave number within moments. The money doesn't sit on the platform: you see it arrive on your phone, like any ordinary transfer.
About 3% of the rent. They pay the Mobile Money operators, the payment provider and government taxes. The exact rate depends on the payment method and the country, and is confirmed before activation.
Tenants pay with what they already carry. Available methods depend on the country.
The go-to for many tenants, from Cameroon to Côte d'Ivoire and Senegal.
MTN Mobile Money, widely used in Cameroon, Côte d'Ivoire, Benin and Congo.
Low-fee transfers, in Senegal, Côte d'Ivoire and Cameroon.
Available in Côte d'Ivoire, Benin, Togo, Niger and Burkina Faso.
Visa or Mastercard: handy for salaried tenants and for paying from abroad.
For high rents and corporate tenants, and to pay out large portfolios' rent to you.
Still possible: you confirm it with your secret code, in the same history.
Paying straight to your number (manual method) works with every operator. Paying in the app (automatic method) opens country by country, starting with Cameroon.
Instant payout is perfect for a small portfolio. From 50 units on, it raises three problems.
Every Mobile Money account has a maximum balance, a maximum amount per transaction and a monthly total, set by the operator according to the account level. A large portfolio's rents can exceed them, and the payout gets blocked.
One payout per rent means one text message per rent. With 80 units, that is 80 transfers to reconcile every month.
Rent lands on a phone, while your accountant, your bank or your partners work from a bank account.
Paid rents are grouped, then sent in a single transfer to your bank account, on the schedule agreed with the profile owner. Each transfer comes with a detailed statement: which unit, which tenant, which month.
Possible schedules
The schedule is set together with the profile owner at activation. It can be reviewed later.
| Manual | Automatic, Mobile Money | Automatic, bank transfer | |
|---|---|---|---|
| Where the money lands | Your number, directly | Your number, instantly | Your bank account |
| Who confirms the payment | You | Bailor, automatically | Bailor, automatically |
| Invoice and receipt | After you confirm | Automatic | Automatic |
| Transaction fees | None | ≈ 3% | ≈ 3% |
| Best for | A small portfolio, time to check | Never checking again | 50+ units, agencies, companies |
You can also mix: some tenants on manual, others on automatic.
With Bailor Pro, in two ways. With the manual method, the tenant pays straight to your Orange Money, MTN MoMo or Wave number, declares the payment in the Bailor app, and you confirm it. With the automatic method, they pay in the app: the payment is confirmed, the invoice marked paid and the rent paid out to you with no action on your side.
Rent collection means receiving rent paid on time, checking it, marking the invoice paid and handing over the rent receipt. Debt recovery means getting back late or unpaid rent: reminders, formal notice, then legal action. Bailor Pro does both: it collects rent and automatically reminds late tenants by WhatsApp and email.
Yes. In the Bailor app, free for tenants, they see their invoice and pay by Orange Money or MTN MoMo. They get a receipt for every payment, then the rent receipt once the month is settled.
Yes, wherever Wave is available. With the manual method, the tenant sends the rent to your Wave number and declares the payment. With the automatic method, Wave is one of the options in the app, depending on the country.
Yes, with the automatic method: the tenant pays by Visa or Mastercard from the app. It's handy for salaried tenants, or for a relative paying from abroad.
The manual method has no transaction fees: the tenant pays you directly. The automatic method carries about 3% in transaction fees, which pay the operators, the payment provider and taxes. The exact rate is confirmed before activation.
No. With the manual method, the money lands straight on your number. With the automatic method, it is paid out instantly to your Mobile Money. With grouped bank transfer, rents are held by our licensed payment provider until the agreed transfer date.
The partial payment is recorded on their invoice and the balance due stays visible. The tenant gets a receipt for that payment. The rent receipt is only sent once the period is fully paid.
Each operator sets them according to the account level: maximum balance, maximum amount per transaction and monthly total. From 50 units on, these limits can block payouts. That's why portfolios of that size receive their rent by grouped bank transfer.
Yes. Every payment lands in the same history, whatever the method: cash confirmed with your secret code, Mobile Money, card or transfer. Each invoice shows what was paid, how and when.
The manual method works everywhere, with every operator. Paying in the app (automatic method) opens country by country across Central and West Africa, starting with Cameroon.
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